At TFG, we treat our clients with courtesy and integrity. We guarantee realistic, honest advice that achieves results. We will lead you on a course to financial freedom. Our years of experience and notable expertise ensure that your financial future is in good hands.
Our consistent track record of uncompromising ethics instills confidence and trust. We use cutting edge technologies to ensure up to the minute information from the financial world. This allows us to respond quickly, and give you the most relevant information and perspective.
We are committed to providing solutions to increase benefits, save taxes and possibly increase net take home pay for W-2 employees.
TFG creates the TOTAL benefit portfolio piece by piece.
TFG was established in the early 90’s to create an environment for financial consultants to work at the highest level of ethics and efficiency. We have enjoyed tremendous success with bringing a plethora of quality programs to our clients such as tax savings plans. We have generated systems to encompass all of the financial solutions our clients will need to overcome any challenges they will encounter. We take pride in the fact that we have always stayed one step ahead of the changes that have taken place in the financial sector.
Our promise is to make sure the client will always have the very best systems to achieve all of their financial goals. Here at TFG we want to thank all of our clients who have been with us through all of the years and we want to welcome all new companies that entrusted us to lead them into the future.
Denis Joachim, President/C.E.O
"Beginning in August 2014, we decided to begin participating in the Classic 105. Truthfully, it was primarily for monetary reasons due to the rising costs of healthcare and the effects the ACA was and would be having on our small company. Since we joined in August we have been nothing but pleased. Obviously TFG ran all the numbers for our employees, the company and found what worked best as far as expenses. The 75% reimbursement on our medical expenses has been a lifesaver for more than half of our employees. TFG makes it a simple process to send claims for reimbursement and the turnaround time has been great. We would like to thank you for bringing the Classic 105 into our company. We appreciate you always keeping our best interest at heart."
"I would like to take a moment to let you know we think about the Classic 105 program here at my company. About four years ago our insurance agent presented this program to us and it sounded too good to be true. Honestly, we thought it was, so we had our accountant have it deciphered. His results proved my wishes and we started the program. We have a company of approximately 55 employees who truly love the Classic 105. Every year all my employees found out that is did NOT negatively affect their tax returns, which is very important to them. That was the turning point for them. As most companies have experienced, due to rising health care costs, we have had to increase our deductible to be able to offer cost effective health care to our employees and their families. Having the Classic 105 plan allows our employees to turn in eligible out of pocket medical expenses to get up to 75% reimbursement. This has never been possible and we cannot thank you enough."
Our promise is to make sure each business has access to EVERY solution for available programs to achieve all of their financial goals."
Denis Joachim, President/C.E.O